Whenever someone gets sick in the family, the last thing that comes to my mind is the hospital expenses. We can go in and out of any hospital without spending anything, thanks to The Husband’s company health insurance. In fact, when The Husband was admitted for four days at the Makati Medical, we only paid a total of $1USD for the excess phone calls. And that’s for staying in a large private room for three nights. This is why I really need to get my parents their own private health insurance package. I’m dreading the day that they will get sick enough to need help but it’s always better to be prepared for the future. I received a quote once and the annual fees weren’t that bad so I might pursue this early next year when all the bills have been paid. My mother-in-law always reminds us the importance of health insurance after learning it the hard way when my father-in-law died. Now, she has a couple of health coverage to ensure that she’ll get nothing but top notch medical help whenever she needs it.