I’m happy that we never have to get any car insurance claims. The Husband is an excellent driver but I wish I could say the same for other drivers. I’m worried most of the time when he’s driving and it’s late. All I can do is pray that he’ll arrive home safely.

On a related note, I wonder if insurance covers the repairs for all the flooded cars from typhoon Ondoy? Fingers crossed but I will have to review our policy and make sure we are covered for natural  disasters. I heard some cars just can’t be fixed anymore but that you can sell them to car shops at a very low price. And if you’re looking for a budget 2nd-hand car, you may end up with one of those.