If I’m risky, I would have taken advantage of one of those personal loans that are being offered to me almost every month. I have so many things to buy on my list that it would be impossible to buy all of them without going bankrupt. Some I can do without but the new machine for work or air-condition repair for the car are too important. We can’t go anywhere without air-condition, especially when we’re with kids. As for the machine, I was lucky to find an Apple reseller that’s willing to accept credit card with 0% interest. Soon I’ll get my hands on a MacBook Pro and then my list will be much shorter.