I AM DZOI

We Love Bulgogi!

admin — Mon, 30 Jan 2012 10:33:05 +0000

At Bulgogi Brothers, Greenbelt 5. To celebrate our first date of the year (2012). Thank God for nannies.

Affordable Loans For Young People

admin — Sun, 29 Jan 2012 16:13:16 +0000

As a young person, you may not always have the expendable cash you need if an emergency arises. This is why it is important to know as much as you can about getting the money you need, when you need it. As a person that is most likely Internet savvy, you probably want to deal with companies that are in tune with your needs.

There are a variety of ways to get cash needed when you need it. For instance, Plain Green Loans are one such way to get cash fast. Here’s the exciting part, many companies now rely on technological advances to not only lend you money but to keep in touch with you and let you know what is going on.

The First Step

The first thing you need to do is to gauge your financial situation and see what works best for you. A short term loan can be an ideal way to take care of an issue in between paydays. Once you decide that you will do best by obtaining an affordable loan, you then need to read all the criteria and rules of the lending establishment you choose.

After You Receive Your Money

Once you get your loan you will need to be sure that you understand that a finance fee may be taken out if you do not want to pay off your loan all at once. This typically only pays the finance charges and not the principle so be aware of how you want to handle the loan that fits you the best.

Keeping Up With Your Loan

As stated, many short-term loan companies will text, email or allow you to go on to their website in order to keep up with your situation. This is an excellent way for you to see what you owe and when the payments are due. Since many younger people rely on texts or emails to keep up with what is going on then this is ideal. Most companies also engage in social networking and this will allow you to see what others think of the company. It also allows you become more familiar with the lending company you choose and allows you a way of getting in touch or even expressing your opinions.

This new way of keeping up with technological advances allows the younger generation to employ every advance to their advantage. This keeps you informed, aware and always in the loop about what is going on with your money.

Mamma Mia! Here We Go!

admin — Sat, 28 Jan 2012 10:22:27 +0000

Let me share with you one of the greatest news that I’ve had ever since 2012 arrived!

Two weeks ago, I was busy reviewing important documents about equipment leasing when a friend sent me a tweet message. I wasn’t going to check it out because as I said, I was busy. But then the alerts kept popping up at the bottom right of my desktop. Curiosity won, I checked and guess what? I won two tickets to the Mamma Mia! Musical. I didn’t think I would win because I never really win contests such as these. But I still sent my entry several times just in case. Sandy adores ABBA / Mamma Mia and she was heartbroken when I told her the tickets were too expensive.

But yeah! To cut the story short, we are definitely watching!! Wuhoooo! I literally jumped, screamed and high-fived Sandy as soon as I learned. So this is how people feel when they win something big. What more if I won the lottery, eh?

Managing Money the Right Way

admin — Thu, 26 Jan 2012 20:21:14 +0000

Here’s how to manage money the wrong way: don’t think about it. Assume that you have enough in your bank account to last you for a good long while. Hope that there’s enough on your debit card to afford whatever it is that you’re about to buy, and pray you don’t get over drafted. Repeat “I’ll pay for this later” as often as humanly possible.

However, if you want to be truly financially stable and possibly afford the new gadgets that you want to keep for yourself, here’s how to manage money the right way:

Check Your Account Every Day
Some people are afraid of checking their balance because they don’t want to know how bad it is. This is not a responsible way to live. Check your funds every day, so you can get a good handle on what you can and can’t afford.

Save Your Receipts (Digitally)
No one wants to carry slips of paper around everywhere, but since we live in a technologically-driven world, that’s no longer a requirement. If you’ve got a phone equipped with a camera, just take an image of your receipt and toss the paper. The photo will be labeled with the time and date, so you know how much you’re spending on what and how often.

Schedule Your Payments
The older you get, the more bills you have to pay. Get a master list of all your monthly expenses. List how much you expect the bill to be, and when you have to pay it—or when the money is deducted from your account. This way, you can keep track of your expenses without missing a payment.

Plan for the Unexpected
As John Lennon said, life is what happens when you’re busy making other plans. There’s no telling what you might find yourself suddenly facing, but it helps to start saving now. Tuck a small percentage of each paycheck away in an interest-generating savings account to help you out when there’s an unexpected emergency.

Explore Your Options
If the unexpected does happen, and you find yourself short on cash, check with your bank or lending companies to see what your options are. You may be able to use a service like Great Plains Lending online installment loans to loan you cash that you can pay back on the schedule best suited for you.

The Golden Rule
If everyone follows this piece of advice, they could avoid another recession: don’t buy what you can’t afford. If you’ve been stressed out for a while and need to treat yourself to something to keep yourself sane, go for it. However, if you just really want that 3D TV or the latest iPad or Macbook, and you’ve already taken out a second mortgage on your house, give it a little more thought.

Managing money the right way involves planning, scheduling and common sense. A little extra time will be well worth it.

Do you have other great money management ideas? Share them in the comments.

Wedding Bands for Men

admin — Mon, 16 Jan 2012 01:11:52 +0000

Some people think that upgrading your wedding band is a band thing. They think that you should stick with you original ring you got married with. There are some flaws to this train of thought. What if you lose a lot of weight or heaven forbid you gain a lot of weight? You have to get your ring resized and if you chose an alternative metal ring you will have to have a new one to replace the original ring. What if you have gotten the dream job and can now afford to buy a more expensive ring?

I think if you have the ability get a more expensive ring there are a lot of places you can turn for good jewelry advice. Lately there has been a big splash for palladium jewelry. In fact palladium wedding bands are becoming one of the more popular types of wedding bands. You will always want to pick a good wedding band for him.

Christmas Story: To Be A Kid Again

admin — Fri, 06 Jan 2012 01:33:05 +0000

Last December, a friend suggested that I make a video message for Sandy (from Santa) at portablenorthpole. I was expecting the usual generic message so I was pleasantly surprised to see that it was way more than that. You can upload pictures of your kid, choose your wish for her and display her accomplishments. I had goosebumps while I was watching the video. The first time I heard Santa say, “Hello Sandy!”, I could already imagine the smile from Sandy’s face.

I’m such a huge Santa fan and this is just way too amazing for me. I always wish to provide Sandy and Meg happy Christmas memories the way my parents did when I was a kid. And this one definitely gave Sandy a Christmas night to remember. If you’re interested, you can watch it here too.

Below is Sandy’s photo as she watched the video message from Santa. She was covering her ears because she was afraid that she wouldn’t be on the nice list. And as for her hearing Santa say her name, she didn’t smile. She was so shocked and looked at her cousin, as if asking if she heard Santa right. Priceless.

Sandy watching her video message from Santa. Priceless.

Shopping for Inspiration

admin — Thu, 05 Jan 2012 10:16:01 +0000

I’ve had enough researching hot tub covers for now. Been at it since this morning but I still couldn’t find the right one for my client’s home. Luckily, I already have most of the items on his list checked out and it’s only the tub cover and outdoor grill that need to be researched. I just love online tasks like these! Aside from browsing through several online furniture and appliance shops, I get to buy them and pretend like I’m shipping it to my house. Seriously, it’s a good stress reliever that I don’t have to shop for myself anymore. It saves me money and keeps me inspired throughout the day.

Home Fix

admin — Wed, 04 Jan 2012 06:48:55 +0000

Who gives switch covers as gifts? I know one, but I won’t say her name. I was shocked when I found out that one of the items from our exchange gifts is a switch cover. I mean – we took 2 hours looking for the perfect gift for our exchange gift only to find out that we received something we’ll not be able to use. After some reading online, I realized that switch covers are indeed useful especially for DIY interior decorating projects. So I gave it to my friend who loves to change the look of their master bedroom almost every month. It will be more useful for her so it won’t be a waste.

Driving is Not For Me

admin — Mon, 02 Jan 2012 06:43:04 +0000

At least, not yet. One of the reasons why I’m still not keen on learning how to drive is because of lack of roadside assistance plan here in our country. Another is that bus drivers seem to have no respect or knowledge of the law when it comes to driving. I’ve seen a lot of accidents, too many, including one when it could’ve been me, that I can’t see myself controlling a vehicle and putting other people’s lives in my hands. You may call it lack of confidence, but I call it self preservation. Of course, the husband will never agree but until I am ready, I will do my very best to stay away from driving.

Disney on Ice – Let’s Celebrate

admin — Thu, 29 Dec 2011 02:10:00 +0000

I wasn’t planning on watching this but when I saw how much fun my friends and their kids had, I just knew my little girls will love it. Now the problem is the husband is out of town and Araneta is too far from us. When we watched Disney Live! last September, traffic was crazy and I just don’t want to go through all that unless it’s the husband who’s driving. I really hope we can find a decent driver who can take us there so I can surprise Sandy with this show. She deserves it for being such a great big sister to Meg and also – I do want to see the princesses myself.

Ticket Price and seat location:

PATRON VIP (Reserved Seating)                                        – P1500
LOWER BOX VIP (Reserved Seating)                                 – P1500
PATRON REGULAR (Reserved Seating)                          – P1200
LOWER BOX REG. (Reserved Seating)                              – P1200
UPPER BOX A VIP (Reserved Seating)                             – P950
UPPER BOX A REGULAR (Reserved Seating)               – P675
UPPER BOX B                                                                               – P370
GENERAL ADMISSION                                                           – P150

Disney on Ice Lets Celebrate Schedule:

December 25, 2011                  – Sunday at 2:00PM, 6:00PM
December 26, 2011                  – Monday at 2:00PM, 6:00PM
December 27, 2011                  – Tuesday at 6:00PM
December 28, 2011                  – Wednesday at 2:00PM, 6:00PM
December 29, 2011                  – Thursday at 2:00PM, 6:00PM
December 30, 2011                 – Friday at 1:00PM, 4:30PM, 8:00PM
January 1, 2012                        – Sunday at 1:00PM, 4:30PM, 8:00PM
January 2, 2012                        – Monday at 2:00PM, 6:00PM
January 3, 2012                        – Tuesday at 6:00PM

Buy your tickets via TicketNet.